The proposed Settlement will provide the following benefits to Settlement Class Members:
Credit Monitoring Services: Settlement Class Members are eligible to enroll in three (3) years of one-bureau Credit Monitoring Services with at least $1,000,000 in identity theft insurance, regardless of whether the Settlement Class Member submits a claim for Extraordinary Losses, Ordinary Losses, or Lost Time. To receive this benefit, Settlement Class Members must submit a valid Claim Form. No documentation is required to make a claim. Settlement Class Members cannot receive both the Alternative Cash Payment and Credit Monitoring Services.
Documented Extraordinary Loss Reimbursement: Settlement Class Members are eligible for compensation, up to a total of $10,000.00 per Settlement Class Member for Extraordinary Losses that are supported by third-party documentation. To be eligible, the losses must satisfy the following requirements: (i) the loss is an actual, documented, and unreimbursed monetary loss stemming from fraud or identity theft; (ii) the loss from fraud or identity theft was more likely than not caused by the Data Breach; (iii) the loss from fraud or identity theft was incurred after the date of the Data Breach; (iv) the loss from fraud or identity theft is not already covered by one or more of the other reimbursement categories; and (v) the Settlement Class Member made reasonable efforts to avoid, or seek reimbursement for, the loss, including but not limited to exhaustion of all available credit monitoring insurance and identity theft insurance. To receive this benefit, Settlement Class Members must submit a valid Claim Form and third-party documentation supporting their Extraordinary Loss claim. This can include receipts or other documentation, not “self-prepared” by the claimant, that show the costs incurred.
Documented Ordinary Loss Reimbursement: Settlement Class Members are eligible for compensation, up to a total of $5,000.00 per Settlement Class Member for Ordinary Losses that are supported by third-party documentation. Ordinary Losses would include, without limitation and by way of example, Lost Time; professional fees including attorneys’ fees, accountants’ fees, and fees for credit repair services; costs associated with freezing or unfreezing credit with any credit reporting agency; credit monitoring costs that were incurred on or after mailing of the notice of data breach, through the date of claim submission; and miscellaneous expenses such as notary, fax, postage, copying, mileage, and long-distance telephone charges. To receive this benefit, Settlement Class Members must submit a valid Claim Form and third-party documentation supporting their Ordinary Loss claim. This can include receipts or other documentation, not “self-prepared” by the claimant, that show the costs incurred.
Lost Time Reimbursement: Settlement Class Members are eligible for up to 4 hours of lost time at $40 per hour for time spent in response to Data Breach. Claims for Lost Time are subject to the $5,000.00 limit on Ordinary Losses. To receive this benefit, Settlement Class Members must submit a valid Claim Form and attest under penalty of perjury that the Lost Time was spent responding to the Data Breach by checking a box next to the sentence: “I swear and affirm that I spent the amount of time noted in response to the Data Breach.” No documentation is required to make a claim.
Alternative Cash Payment: Settlement Class Members can claim an Alternative Cash Payment of $100.00 in lieu of claims for Credit Monitoring, Extraordinary Losses, Ordinary Losses, and Lost Time. If a Settlement Class Member claims the Alternative Cash Payment, they cannot also receive compensation for Ordinary Losses, Lost Time, or Extraordinary Losses, and cannot claim credit monitoring. To receive this benefit, Settlement Class Members must submit a valid Claim Form. No documentation is required to make a claim.